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For many people dealing with alcohol use disorder (AUD), there comes a time when you’re out of options. You’re no longer hiding from others and to yourself that your relationship with alcohol needs fixing. When this time comes, finding the right help can be daunting. This is when it’s time to seek professional help for the physical and psychological effects of alcohol addiction. You do not have to walk the road to recovery alone. The compassionate professionals at Sana at Stowe in Vermont can help you get the treatment needed to embrace recovery. However, many avoid it due to the time and resources required for admission to a rehab program. Does short-term disability cover rehab? Does Sana at Stowe have any ways of subsidizing costs? Can I work while in rehab? We’re here to answer your questions and encourage you to begin the path toward freedom. 

Does Short-Term Disability Cover Alcohol Rehab?

Your short-term disability insurance might provide the assistance you need to attend rehab treatment for alcohol use disorder. However, coverage specifics vary depending on the plan and provider. Sana at Stowe is in-network with BlueCross BlueShield and OPTUM, and we work with other commercial insurance carriers as out-of-network providers. We do not accept Medicare and Medicaid; however, we do our best to work with individuals and families on private pay arrangements.

Understanding whether a policy covers some or all of a rehab visit is essential. At Sana at Stowe, we work diligently to ensure financial barriers don’t prevent anyone from seeking necessary treatment, collaborating with clients to find viable solutions. If you’re ready to begin your recovery journey, there are several options to help cover alcohol rehab costs.

What is Short-Term Disability?

Short-term disability benefits offer financial assistance to individuals experiencing temporary disability due to illness or injury, covering lost wages during recovery. These policies often include mental health conditions, such as alcohol use disorder. Each policy differs, so it’s crucial to review the terms and conditions set by your provider (and potentially your employer). If unsure about your coverage, consult your HR department. Here are some questions to ask:

  • What are the exact requirements for short-term disability insurance? 
  • What documents do I need to provide to file a claim? 
  • How long until benefits start, and what is the coverage limit? 
  • How is my medical information kept private, and what details will be disclosed to my employer during the claim procedure?

For those wondering, “can you get short term disability for alcoholism,” there is hope in recovery. The administrative team at Sana at Stowe in Vermont works with patients from all walks of life to provide care in times of need. 

How Does Short-Term Disability Work?

Short-term disability insurance usually provides a portion of your normal salary for a limited time frame, lasting from a few weeks to several months, when you are unable to work due to a disability. Coverage for mental health conditions varies by policy, so carefully review your policy before assuming it covers a holistic alcohol rehab center. Understanding your policy’s language will help you find the best ways to receive support during your recovery journey. Keep these points in mind:

  • Insurance may include the full treatment period or a set amount of days.
  • Some policies may only protect your job during your absence without providing compensation.
  • Additional documentation, like a diagnosis, may be needed for approval of alcohol rehab coverage through insurance.

You want to understand whether your insurance covers treatment costs or simply protects your job during rehab. This distinction is important! This understanding can influence your decision-making process when seeking help for AUD. If you are not covered by short-term disability insurance through your employer or are self-employed, you can explore public insurance options on the market.

Does Short Term Disability Cover Rehab?

The cost of attending a rehab program at Sana at Stowe varies and is influenced by factors like:

  • The length of stay
  • Where you’re at with the stages of alcohol detoxification
  • The severity of AUD and any co-occurring disorders
  • Insurance coverage
  • Individual discretionary needs

If you’re unsure whether your short-term disability covers alcohol rehab, explore other funding options. What’s important is getting the help you need. The Family and Medical Leave Act (FMLA) can protect your job for up to 12 weeks if your healthcare provider recommends a trauma rehabilitation center for AUD.

At Sana at Stowe, we understand the importance of focusing on recovery without financial worries. Once a person agrees to a length of stay and cost, we do not increase the program’s cost, even if unexpected circumstances arise. This allows clients to concentrate fully on their healing.

Holistic Addiction Treatment for AUD

Our approach to healing from AUD goes beyond addressing the signs and symptoms of alcohol abuse. We emphasize a holistic, heart-centered approach grounded in compassion, kindness, integrity, and confidence, aiming to help each client return to their authentic self. Whether seeking a specialized program for women, alcohol rehab for professionals, or help for a loved one, we tailor our treatments to meet unique needs.

Trauma-informed therapy is essential to recovery, addressing the root causes of addiction and supporting lasting change. Identifying and addressing trauma with our professional staff is challenging but yields lasting results. Our treatment modalities include:

Path Toward Healing at Sana at Stowe in Vermont

So, does short term disability cover alcohol rehab? It may. In the meantime though, our services can address your struggles with alcohol. Review the criteria for alcohol use disorder to honestly assess your relationship with alcohol. You can also complete the Alcohol Use Disorders Identification Test (AUDIT) assessment. These tools can provide insights into your alcohol use and guide you toward the support you need. The cost of rehab is certainly less than the cost of prolonged suffering.

At Sana at Stowe, we believe that recovery is a process. We continue to offer care and support after an individual leaves our facility. Our focus is on creating a foundation for recovery and restoring the quality of life for each of our patients. Call Sana at Stowe today at (802) 566-5906 to speak with someone about our recovery programs. We are here to support you every step of the way.